Young people wonder how much to put aside

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replica Purse They keep saying “pensions”! Why do they keep saying “pensions”? Get the biggest replica bags in gaffar market money stories by emailSubscribeSee our privacy noticeMore newslettersPensions can be confusing whatever your age. Young people wonder how much to put aside, while those retiring can be baffled by the options available to them.It’s not uncommon for young workers to opt out of works pensions, not fully realising that they are turning replica bags canada down free contributions from their employer.And new pension freedoms brought in by the Government at retirement are a worry for those who struggle even to work out what they are due from the State Pension and when.Robert Cochran, pensions expert at Scottish Widows, says: “The most common things people ask about demonstrates the lack of knowledge they have and a replica bags philippines greenhills great need for employers and government to help educate people so they can make better decisions.”Robert has been on a 500 mile tour talking to people in Manchester, Edinburgh, Leeds, Birmingham and London about pensions.The biggest concerns were from workers whose employer had not set up a pension scheme yet, those who replica bags new york had opted out of a workplace scheme, people worried they would lose savings if they changed jobs and many with no idea what the pension freedoms meant for them.Robert says: “People are still unaware of the benefits of employer contributions with automatic enrolment and those who had opted out of schemes had no idea they were missing out on free cash. Meanwhile many didn’t know auto enrolment was replica prada nylon bags being rolled out in stages, depending on a firm’s size.”Lots of people approaching retirement were unsure of the value of their pots and not fully aware of their options. replica Purse

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